The ad often says "free" or "from a low monthly price". But that price rarely covers everything you need. Once you add invoicing, payroll, supplier invoices, a bank connection, more users and your accountant, the final price can be several times higher.
Compare annual software costs for your business with the calculator below. Adjust your requirements and volumes, inspect each calculation, and see where a required price still needs confirmation.
Limited company – 2 users, 2 employees, bank connection – annual comparison
Example: 10 customer invoices, 20 receipts and 10 supplier invoices/month; 240 vouchers/year.
Prices reviewed: – confirm current prices before buyingChoose your features, users, payroll requirements and volumes. Results show annual costs including an NE schedule or annual report, excluding VAT. Where a required price or feature is unverified, only the known subtotal is shown.
Price rank among fully priced alternatives in this model.
SEK 200/month includes up to three users and five employees. Bank statement import is included; automatic bank connection is an optional SEK 500/year.
Price rank among fully priced alternatives in this model.
Basic, Premium, Business and Plus are compared. Annual billing except Plus, which uses four quarterly payments. One simple-payroll employee is included in Premium/Business/Plus. Advanced payroll uses its own subscription and charges all active employees. Automatic extraction is listed as a plan feature; no separate fee is listed in the full tariff.
Price rank among fully priced alternatives in this model.
Starta, Driva, Skala, Växa and Lyfta are compared. An extra administrator costs SEK 199/month; Lyfta includes two. Simple payroll for up to two people costs SEK 49/payslip. Full payroll has a variable employee/payslip fee starting at SEK 17 that needs confirmation, including plans with the payroll subscription included.
Price rank among fully priced alternatives in this model.
Mini/Liten plus selected licences. Each extra user receives bookkeeping and, when selected, Fakturering Plus. Ordinary Access pricing follows annual voucher volume, not the new-customer introductory price. Sole-trader NE uses the company year-end and tax subscription at SEK 349/month. The owner’s complete private income tax return is excluded.
Not ranked – check the required items below.
Ordinary annual subscription starting prices of SEK 239/338 per month. Extra posting rights cost one flat SEK 59/month for unlimited users. A starting price is not a confirmed quote. Supplier invoice handling, automatic extraction and advanced payroll coverage need confirmation when selected.
| Software | Per year, excluding VAT |
|---|---|
| UNIKBOK One subscription – selected features included | 2,400 SEK |
| Bokio Premium | 4,308 SEK |
| Spiris (Visma) Driva | 6,252 SEK |
| Fortnox Liten + selected licences | 10,152 SEK |
| SpeedLedger Bookkeeping + invoicing | 4,255 SEK + unverified |
| Software | Per year, excluding VAT |
|---|---|
| UNIKBOK One subscription – selected features included | 2,900 SEK |
| Bokio Business | 7,651 SEK |
| Spiris (Visma) Driva | 10,584 SEK |
| Fortnox Liten + selected licences | 12,755 SEK |
| SpeedLedger Bookkeeping + invoicing | 8,563 SEK + unverified |
| Software | Per year, excluding VAT |
|---|---|
| UNIKBOK One subscription – selected features included | 2,900 SEK |
| Bokio Business | 9,283 SEK |
| Fortnox Liten + selected licences | 18,215 SEK |
| SpeedLedger Bookkeeping + invoicing | 10,327 SEK + unverified |
| Spiris (Visma) Driva | 15,384 SEK + unverified |
Before you compare prices, write down what you will actually use. That list is what you should compare against – not the headline price in the ad.
Sole trader (enskild firma) or limited company (aktiebolag)? Do you need the NE form or an annual report?
Do you send invoices to customers, and do you need ROT/RUT?
Do you have employees, or do you pay yourself a salary?
Do you receive supplier invoices that need to be paid and booked?
Do you want to import bank statements or connect the bank directly?
How many people will log in – you, a colleague, your accountant?
Do you, or your clients, have more than one company?
Do you want to work in English?
Many accounting programs build their pricing on a low-looking base price, while most of what you need costs extra. That is not wrong in itself, but it makes programs hard to compare. These are the most common traps:
The basic version often includes only the bookkeeping itself. As soon as you need anything more, it becomes an add-on with its own monthly price.
Invoicing, payroll, supplier invoices and purchasing, bank connection, year-end closing and annual reports are often sold as separate modules. Each one looks cheap, but together they add up to a very different total.
If you want a colleague or your accountant to be able to log in, every extra user may cost extra – sometimes every month.
Some programs charge for giving your accountant access to your books, or require the accounting firm to have its own licence.
The payroll module often costs extra for every employee you pay. The more employees, the higher the cost – every month.
Check that you can export all your bookkeeping as an SIE file, the Swedish standard format. Otherwise switching programs later can be expensive and complicated.
Take the list of what your business needs and ask each provider for the total price per year. Include everything:
Then compare the totals. The cheapest base price is rarely the cheapest software.
We built UNIKBOK because we were tired of pricing models where everything costs extra. This is what our offer looks like:
| Common in many programs | UNIKBOK | |
|---|---|---|
| Bookkeeping | Included in the base price | Included |
| Invoicing and ROT/RUT | Often an add-on | Included |
| Payroll and AGI | Often an add-on, plus a fee per employee | Included, up to five employees |
| Supplier invoices and purchasing | Often an add-on | Included |
| Bank and tax account statement import | Varies | Included |
| Automatic bank connection | Varies | Optional SEK 500/year |
| VAT, SRU, NE schedule and annual report | Often an add-on | Included |
| Users and your accountant | Often a fee per user | Up to three users included |
| Several companies | Often one licence per company | One subscription per company; one login for your companies |
| Language | Often Swedish only | Swedish and English |
UNIKBOK costs SEK 200/month excluding VAT, with up to three users and five employees. Automatic bank connection is an optional SEK 500/year. Try it free for two months, or six months for eligible newly started businesses. You can export your bookkeeping as an SIE file at any time.
We will also be honest that UNIKBOK is not for everyone. If you run a larger company with many employees or very advanced needs, another system may suit you better – and it is better that you know that from the start.
For two users, two employees, bank connection and annual reporting, the calculated annual costs and known subtotals are (28 October 2026): UNIKBOK 2,900 SEK, Bokio 7,651 SEK, Spiris (Visma) 10,584 SEK, Fortnox 12,755 SEK, SpeedLedger 8,563 SEK + unverified. Amounts marked unverified are incomplete and are not ranked. See the methodology for document volumes and exclusions.
For one user, invoicing, no employees and an NE schedule, the calculated annual costs and known subtotals are (28 October 2026): UNIKBOK 2,400 SEK, Bokio 4,308 SEK, Spiris (Visma) 6,252 SEK, Fortnox 10,152 SEK, SpeedLedger 4,255 SEK + unverified. Unverified amounts are incomplete and not ranked.
Prices and conditions reviewed 28 October 2026. All amounts exclude VAT. Recurring cost for twelve months, without free trials or campaign discounts. Annual subscription prices are used except Bokio Plus, which uses four quarterly payments. Monthly document volumes are assumed constant throughout the year; each employee receives twelve payslips. We compare the packages and add-ons described in the sources, not every negotiated offer. This is not a guarantee of the cheapest price on the market or from a provider. Bokio’s four plans and Spiris Starta/Driva/Skala/Växa/Lyfta are evaluated against the entered volumes. Users means people with bookkeeping/posting rights and, when selected, invoicing rights. Free read-only or accountant access is not counted as a full user. Extra Fortnox program licences and SpeedLedger’s flat additional-posting-rights fee are included. Unverified means a required price or feature has not been established. Such results display a known subtotal without a price rank or comparison bar. A starting price is not a binding quote. Included is used for documented included features. Examples assume ten customer invoices, twenty receipts, and ten supplier invoices per month when purchasing is selected, plus 240 vouchers per year. Adjust the volumes for your business. Kivra, electronic invoice delivery, payment processing, the bank’s own charges, consulting and setup costs are excluded. Simple payroll does not compare holiday agreements, time reporting or other advanced requirements. Select advanced payroll if required. The NE schedule covers the sole-trader business return, not the owner’s complete private income tax return. Check prices and feature coverage with the provider before buying. Contact us if a source needs correcting.
Bookkeeping, invoicing, payroll, supplier invoices, VAT, ROT/RUT, bank statement import, digital documents, NE, SRU and annual reporting are included for SEK 200/month excluding VAT, with up to three users and five employees. Automatic bank connection is an optional SEK 500/year.
There are free basic versions, but they often include only the bookkeeping itself. Invoicing, payroll, bank connection and year-end closing usually cost extra. Always calculate based on what you actually need.
Add-ons for modules such as invoicing and payroll, and fees per user or per employee. Each one looks small, but together they can exceed the base price.
It depends on the program. In some, every user costs extra. In UNIKBOK up to three users are included, so your accountant can be one of them.
Export your bookkeeping as an SIE file from your current program and import it into the new one. Before you choose, check that the program supports both SIE import and export.
Yes. UNIKBOK can be used in English, while the bookkeeping follows Swedish rules – the BAS chart of accounts, Swedish VAT and the Swedish Tax Agency's formats.
Explore bookkeeping, invoicing, payroll and annual reporting. Automatic bank connection is an optional SEK 500/year.